100% Free Credit Report
Since it is vital to know what is affecting your credit at any given moment it is important to always get your 100% free credit report that you may have heard advertised from time to time. Actually, you can get a copy of your credit report each year from all three credit bureaus because the U.S. government legislated that you are entitled to know what is on it.
All three credit bureaus will provide a copy of your credit report if you request it online, by fax or by United States mail. Information on how and where to contact them is on their websites. However, many people find that it is more convenient to get a 100% free credit report from a professional credit monitoring service since they only need to contact one site in order to get a copy of all three reports. Whether you contact each company individually or consult with a credit monitoring service, remember that knowing what is on your credit report is vital if you want to establish or rebuild good credit.