Free Credit Report Band

It was only a few years ago that televisions around the country were assailed with commercials promoting free credit reports and they were quite memorable because of the band playing the jingle. Although many people weren’t exactly fond of those commercials they certainly did what they set out to do and that was to promote the free credit report website. The band became known as the free credit report band and when the television spots were removed those commercials were actually missed!

Of course all commercials run their course but the name of the website did become a household name which led many people to wonder what exactly happened to the band. It appears as if the credit bureaus wanted to place more emphasis on free credit scores so the free credit report band was replaced with free credit score commercials. The end result is that now more people are aware that they need to obtain their credit score as well since a credit report isn’t sufficient to indicate someone’s creditworthiness.

100% Free Credit Report

Since it is vital to know what is affecting your credit at any given moment it is important to always get your 100% free credit report that you may have heard advertised from time to time. Actually, you can get a copy of your credit report each year from all three credit bureaus because the U.S. government legislated that you are entitled to know what is on it.
All three credit bureaus will provide a copy of your credit report if you request it online, by fax or by United States mail. Information on how and where to contact them is on their websites. However, many people find that it is more convenient to get a 100% free credit report from a professional credit monitoring service since they only need to contact one site in order to get a copy of all three reports. Whether you contact each company individually or consult with a credit monitoring service, remember that knowing what is on your credit report is vital if you want to establish or rebuild good credit.

Since it is vital to know what is affecting your credit at any given moment it is important to always get your 100% free credit report that you may have heard advertised from time to time. Actually, you can get a copy of your credit report each year from all three credit bureaus because the U.S. government legislated that you are entitled to know what is on it.

All three credit bureaus will provide a copy of your credit report if you request it online, by fax or by United States mail. Information on how and where to contact them is on their websites. However, many people find that it is more convenient to get a 100% free credit report from a professional credit monitoring service since they only need to contact one site in order to get a copy of all three reports. Whether you contact each company individually or consult with a credit monitoring service, remember that knowing what is on your credit report is vital if you want to establish or rebuild good credit.

Free Credit Score No Credit Card

While most consumers do the best they can trying to maintain a good credit score there are others who are less than diligent in keeping up with their credit. Serious problems can result from not paying attention to your debts and it is in those times that obtaining a copy of your credit score is most necessary. If you are looking for a free credit score no credit card website you might be hard pressed to find one. Most often it is easier to obtain a free credit report than a free credit score.

Perhaps the easiest way to find a website with a free credit score no credit card requirement is to do a bit of research. There are actually a few of them out there but in most cases the preliminary credit score that is provided for free is a trial subscription to a credit repair or credit monitoring service.