Free Credit Check
One of the ways in which consumers are able to find out what is on their credit report and exactly what their credit score is usually entails applying for a line of credit. While it is true that when a company refuses credit to applicants they need to provide the reason why for free in the form of a credit score or report, this isn’t always the best way to get a fee credit check.
Unfortunately, every time your credit is run your score goes down by a few points. This might not seem like much but after several companies run your credit you will see a significant drop in your score. The best way to get a free credit check is to either request your annual free report from the three major credit bureaus or to join a credit monitoring website such as free credit report dot com. In this way you will not be gathering negative marks but will be able to take steps to protect your credit report from mistakes or identity theft. After your initial report you can join for a fee to make sure that your credit continues to improve as you work on fixing errors and paying outstanding debt.