Free Instant Credit Report
Although it is possible to actually purchase your credit report, there are a number of ways in which to get a free instant credit report. Most people are aware of the fact that once they are denied credit they are eligible to request a report at no charge if they request it within 60 days of being turned down. Also, the government has mandated that all three credit bureaus are to provide a credit report each year to any consumer who requests a copy of their own.
Whether you want to contact TransUnion, Experian or Equifax (or all three!) all you need to do is go to their website, fill out some information and you will have a free instant credit report. Also, most reputable credit monitoring services will provide you will a credit report as part of a trial subscription to their services. The point is, you can get your credit report to keep track of what has been reported and the best part is that you won’t have to pay for it if you only ask for one a year.